You may opt-out of participating in your Guideline 401(k) by adjusting your contribution rate in your dashboard.
Simply go to the “Portfolio” section of your account and click "Change Contribution” button. There you will be able to update the contribution rate to 0% and select the “Suspend Contributions” button to affirmatively opt out of contributions.
If at any point you would like to contribute to your Guideline 401(k) plan, you can easily follow the instructions above to increase your contribution rate. With your Guideline 401(k) you may adjust your contribution rate and type at anytime.
Please note that if you change your contribution rate too close to when your employer runs payroll, your new rate will be reflected on the next payroll run. You can also contact your employer or payroll department directly to confirm when your company runs payroll. (1)
(1) If your employer uses a manual payroll or non-integrated payroll provider (as opposed to one of our integrated payroll partners with real-time data sync), there may be a delay in your contribution rate change being applied within payroll. For last-minute changes, you should check with your company's payroll department to confirm that the contribution rate change is reflected in payroll before they process payroll.