If you plan to move funds between two of the same types of Individual Retirement Accounts (Traditional-to-Traditional or Roth-to-Roth IRA), you have two options: a direct IRA rollover or an indirect IRA rollover. Both options will generally produce the desired result of moving your IRA assets, however, one is risky (indirect IRA rollover) and should be avoided, if possible. For additional information, please see this article on the “Consequences of Ineligible IRA Rollovers”.
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