Employees
Account & Enrollment
- What is profit sharing?
- What happens to my non-vested account balance if I leave my company?
- What is a graded vesting schedule?
- What is a cliff vesting schedule?
- What happens if I exceed the annual deferral limit?
- What are 401(k) catch-up contributions?
Distributions and Rollovers
- Do I qualify for a hardship withdrawal?
- Learning about my rollover options
- Choosing between a loan and hardship withdrawal
- How long will my hardship withdrawal request take?
- How do I request a hardship withdrawal?
- I am leaving my company — what happens to my 401(k) loan?
Retirement Planning
- Understanding Guideline's managed portfolios
- What is portfolio rebalancing?
- How is my portfolio performing?
- The difference between active vs. passive investment management
- What is an investment portfolio?
- How to create a custom portfolio
Individual Retirement Accounts
- Choosing between a Traditional IRA and a Roth IRA
- Tax documents and reporting rules for IRA and 401(k)s
- What is an IRS Form 1099-R?
- What are the income limitations for IRA contributions?
- How much can I contribute to my IRA account?
- When must I take a required minimum distribution from my Traditional IRA?